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Spend? Save? Invest? Financial advisers give their 2 cents on 18 common (but vexing) money dilemmas.
Use a financial planner or organize and plan your finances yourself?
What to Do: Get help from a pro. Financial planners can help you organize your current finances and conceive a long-term plan to meet your goals (like upgrading your home or securing a target retirement income). Even if you understand personal finance, it’s hard to be objective about your own spending and savings patterns. Ask a friend who has had success with a planner for a referral, or visit the site of the Financial Planning Association (www.fpanet.org). [Read more…]
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